Here are a few of my thoughts and personal observations. Interest rates are low. The central banks lower interest rates to stimulate the economy if it isgrowing too slowly. They raise them if the economy is growing too fast. This supports the thought that world economies are not strong and working to full capacity. There is an expectation that interest rates will rise. This supports the thought that the economies are strengthening. This points to the companies that comprise part of the overall economy will strengthen or “get better”. Therefore I think that companies in general are not at a peak and have room to grow. I believe that the time to be cautious is when everything seems to be going really well! Therefore I believe that there are still good investment opportunities out there.